If you’re a fresh graduate looking to get your first car, good news: Proton Commerce Sdn Bhd (PCSB) – a company under Proton – is offering hire purchase loans with as low as 2.98% interest rate for fresh graduates. According to PCSB, this is the lowest rate offered in the segment.
Of course, to be eligible for the Fresh Graduate Campaign, there are a number of conditions that have to be met. For one, applicants need a minimum monthly income of RM1,500. Besides that, only diploma holders (or higher) aged between 18 to 30 can apply for this campaign.
If you meet these conditions, all you need is a letter of employment or a month’s salary slip to apply for a hire purchase loan with Proton Commerce. According to the company, this makes it much easier for fresh graduates to apply for a car loan.
“A key deterrent for this segment of buyers has often been the ability to obtain a HP loan without having the proof of income for three months, a common requirement for most HP loans,” Proton Commerce said in a statement.
Proton Commerce’s Fresh Graduate campaign will run until 31 December 2020. More information on this offer can be found over at the company’s official website.
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